Future Rich Retirement Guide

  Retirement in the 100-year life era is completely different from your parents’ generation. In this guide, we explain what modern retirement really means, why the old model is broken, and how to start redesigning your plan with cash flow, flexibility and health in mind. Retirement in a 100-Year Life — Why It Changes Everything Retirement used to be simple on paper . You worked for 30–35 years, saved as much as you could, got a company pension, and then stopped working in your early 60s. Life expectancy was shorter, medical costs were lower, and many people didn’t live long enough to experience a “very long” old age. That world is gone. Today, we are entering a true 100-year life era : Many people will live into their late 80s, 90s, or even beyond 100. Career paths are unstable, and long-term job security is rare. Housing and living costs have climbed faster than wages in many countries. Health care and long-term care are becoming the biggest financial risks of o...